He who gets four pounds and spends five has no need of a purse.
Meaning: Spending beyond one's means makes financial planning irrelevant; the purse empties regardless of its quality.
Origin: Recorded in A Dictionary of English Proverbs and Proverbial Phrases, an undated collection published in London by Whittaker & Co. around 1880 and credited to Thomas Preston. Its earlier history hasn't been traced.
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